How It Works

iPawn offers quick, short term loans secured against valuables including jewelry, precious metals, luxury watches and diamonds. iPawn is now the fastest, easiest and most affordable way to sell or borrow money online without worrying about credit checks, financial disclosures and exorbitant interest rates.

Pawning your valuables online is the fastest way to get the money you need – and the cool part is that nobody else needs to know. Forget about dealing with banks that refuse to give you a loan, your shady neighborhood retail pawn shop, or high interest payday loans. Without anyone looking at your credit history and from the comfort and privacy of your home, you can get hard cash within 24 hours and still keep your valuables.

Here's how you can get a loan in three very fast and easy steps:

1. Get a quick offer


Upload a photo of your valuable item or simply provide a description to get an initial loan offer or buy offer with no obligation whatsoever.

We'll send you our offer within 60 minutes, together with a FedEx label that you can print out.

2. Your item is collected FREE


Your valuable item will be collected by FedEx courier free of charge. Packages are tracked from the moment they leave our customer's door to the moment we receive them. Valuables are insured from pick up or drop off until their return to owner by Delta Lloyd.

3. Get your cash


Once your item arrives at our secure facility, our certified evaluators will verify that your valuable item matches our initial offer. If so, the money is forwarded to you within a few minutes.

For the duration of the loan, your item will be stored in iPawn's secure storage facility, protected and fully insured.

As soon as you pay back your loan, we return the item to you.

We are committed to providing affordable loans to individuals and small businesses, helping people create better lives for themselves and their families

Payment Methods

iPawn offers a wide variety of payment methods – all designed to make sure you get your money as quickly as possible. Whether or not you have a bank account, we provide you with several convenient options to choose from:

  • How-cash-paypal

    We deposit your money directly into your PayPal account.

  • How-cash-bank
    Bank transfer

    We electronically transfer your funds directly into your bank account.

  • How-cash-check
    Cashable Check

    We send you a check that you can instantly cash at a bank near you.